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Policies and Terms

Please read the policies below carefully before purchasing any product or service from Chapter Fitness. These sections outline the terms of use, how your personal information is handled, and the refund and digital product policies that apply to your purchase.

Terms & Conditions

Last updated: 23 March 2026

Welcome to Chapter Fitness. These Terms & Conditions govern your use of this website and any purchase of products or services from Chapter Fitness. By accessing this website, placing an order, or purchasing any product or service from us, you agree to be bound by these Terms & Conditions. If you do not agree to these Terms, please do not use this website or purchase from us.

1. About Us

This website is operated by Chapter Fitness. Where these Terms refer to “we”, “us”, or “our”, they refer to Chapter Fitness. Where these Terms refer to “you” or “your”, they refer to the website user, customer, or client.

Our business contact details are as follows:

2. Scope of Services

Chapter Fitness offers digital fitness products and services, which may include:

  • pre-made workout plans;

  • custom workout plans;

  • online coaching services;

  • digital guides, templates, tracking tools, and educational resources; and

  • any other related fitness or wellness products or services listed on this website.

 

All products and services are provided subject to these Terms, as well as any additional policies referenced on this website, including our Privacy Policy, Refund Policy, and any product-specific or coaching-specific terms presented at checkout or during onboarding.

3. Eligibility and Use of the Website

By using this website or purchasing from us, you confirm that you are at least 18 years old, or that you are using the website with the involvement and consent of a parent or legal guardian.

You also confirm that any information you provide to us is accurate, complete, and current. You may not use this website for any unlawful, fraudulent, abusive, or harmful purpose, nor may you interfere with the proper functioning, security, or integrity of the website.

4. Important Health Disclaimer

Our content, programs, coaching, and nutrition-related guidance are provided for general educational and informational purposes only. They are not medical advice, diagnosis, or treatment, and are not a substitute for advice from a doctor, physiotherapist, dietitian, psychologist, or other appropriately qualified healthcare professional.

Before starting any exercise, nutrition, or lifestyle change program, you should consult a qualified healthcare professional, particularly if you:

  • have any injury, illness, medical condition, or disability;

  • are pregnant or postpartum;

  • are taking medication that may affect exercise tolerance, balance, blood pressure, or recovery; or

  • have any doubt about whether exercise is appropriate for you.

You participate in any training, coaching, workout, nutrition approach, or physical activity at your own risk. You are responsible for exercising within your limits, selecting appropriate weights and exercise variations, and stopping any exercise that causes pain, dizziness, or unusual discomfort.

5. No Guaranteed Results

Fitness, body composition, and performance outcomes vary significantly from person to person. Your results depend on many factors outside our control, including consistency, adherence, effort, sleep, stress, nutrition, recovery, medical background, and genetics.

For that reason, we do not guarantee any specific result, including weight loss, muscle gain, strength improvements, aesthetic outcomes, or time frames for change.

6. Ordering Process and Electronic Transactions

When you place an order through this website, you are making an offer to purchase the selected product or service subject to these Terms. A binding agreement is formed when your order is accepted and payment is successfully processed, or when we otherwise confirm acceptance of your order.

You are responsible for reviewing your order carefully before final submission. Our checkout process should provide you with an opportunity to review your order, correct any mistakes, and withdraw before finally placing the order, in line with ECTA requirements for electronic transactions.

We reserve the right to refuse or cancel an order where there is an obvious pricing error, suspected fraud, unavailability, or any other legitimate business reason, in which case any payment received for that unavailable order will be refunded.

7. Pricing and Payment

All prices displayed on this website are listed in South African Rand (ZAR) unless stated otherwise. Prices may be changed at any time before purchase, but the price displayed at checkout at the time of purchase will apply to that order.

Payment must be made in full before access to digital products is granted or before work begins on any custom plan or coaching service, unless a different arrangement is expressly stated.

If you purchase an ongoing coaching service:

  • you agree to the recurring fee stated at signup;

  • you authorize the applicable recurring billing arrangement where offered;

  • you remain responsible for payment in accordance with the coaching package selected; and

  • any setup fee, onboarding fee, or minimum commitment period disclosed at signup will apply.

If payment fails, we may suspend access to coaching, support, or delivery until payment is received.

8. Pre-Made Digital Products

Pre-made workout plans, guides, templates, trackers, and similar downloadable materials are digital products delivered electronically.

Unless otherwise stated, these products are:

  • for your personal, non-commercial use only;

  • licensed to you, not sold to you on a transferable basis; and

  • not to be copied, shared, distributed, sub licensed, resold, republished, uploaded, or otherwise exploited without our prior written permission.

Because these products are digital and can usually be accessed immediately after purchase, refunds may be limited or excluded to the extent permitted by applicable law and as set out in our Refund Policy / Digital Product Policy. Your page copy and checkout wording should be consistent with that policy.

9. Custom Workout Plans

A custom workout plan is a once-off personalized service based on the information you provide to us through your questionnaire, application, onboarding form, or other communication.

You are responsible for providing truthful, complete, and accurate information about matters such as:

  • your goals;

  • training history and experience;

  • injuries, pain, limitations, and medical considerations;

  • available equipment;

  • schedule and availability; and

  • any other relevant factors that may affect your program.

We are entitled to rely on the information you provide. We are not responsible for any issues, unsuitability, or adverse outcomes arising from inaccurate, incomplete, or misleading information submitted by you.

Unless explicitly stated otherwise, a custom workout plan is a once-off deliverable and does not include ongoing coaching, weekly check-ins, continuous adjustments, or indefinite revisions. Any revision policy, if offered, will be limited to what is stated on the relevant product page or at checkout.

10. Online Coaching Services

Online coaching is an ongoing remote service provided according to the tier or package you select.

The exact scope of coaching depends on the plan purchased and may include some or all of the following:

  • personalized programming;

  • check-ins;

  • progress reviews;

  • nutrition guidance;

  • accountability support;

  • messaging support; and

  • program adjustments.

The coaching page, checkout page, and onboarding documents should describe what is included in each tier. Only the services expressly listed in your purchased plan are included.

Because coaching is a collaborative service, you agree to participate honestly and responsibly by:

  • completing forms and check-ins on time where required;

  • communicating accurately about your progress, limitations, and circumstances;

  • following agreed processes and boundaries;

  • behaving respectfully in all communication; and

  • understanding that failure to participate consistently may affect the quality of support and results.

Unless otherwise stated, online coaching is provided remotely and does not include in-person supervision, live exercise monitoring, or emergency support.

11. Delivery Time frames

We will use reasonable efforts to deliver digital products and services within the time frame stated on the relevant sales page, checkout page, or onboarding communication.

Delivery times for custom workout plans and coaching onboarding may depend on factors such as timely completion of forms, accuracy of information provided, responsiveness, weekends, public holidays, and workload.

Any stated delivery period is an estimate unless expressly stated as a guaranteed deadline.

12. Cancellations, Cooling-Off, and Refunds

Your cancellation, refund, and cooling-off rights are subject to applicable South African law and our published policies.

For online transactions, ECTA includes consumer rights in certain circumstances and requires prescribed disclosures by online suppliers. The CPA also contains consumer protections, although some CPA provisions expressly do not apply where the relevant ECTA provisions already apply.

Because your business sells a mix of digital products and services, your practical treatment of cancellations and refunds should be set out clearly in a separate Refund Policy / Digital Product Policy and should match your actual checkout flow. As a general rule:

  • pre-made digital products that are accessed or downloaded may be non-refundable, subject to applicable law;

  • custom plans may be non-refundable once work has begun;

  • coaching cancellation terms, notice periods, and minimum terms should be stated clearly at signup.

13. Personal Information and POPIA

We collect and process personal information in accordance with our Privacy Policy and applicable South African data protection law, including POPIA. POPIA requires personal information to be processed lawfully and in a reasonable manner that does not unjustifiably infringe privacy.

Depending on the service you buy, we may collect information such as:

  • your name and contact details;

  • billing information;

  • training history and goals;

  • health or limitation information that you voluntarily provide for coaching/programming purposes;

  • website usage data; and

  • communication records.

We will only collect personal information that is reasonably necessary for the purpose for which it is processed, and we will take reasonable steps to protect that information.

14. Intellectual Property

All content on this website and all materials supplied by Chapter Fitness, including but not limited to workout plans, text, videos, graphics, logos, downloads, guides, templates, systems, and branding, are owned by or licensed to Chapter Fitness and are protected by intellectual property law.

You may not, without prior written consent:

  • reproduce, duplicate, copy, sell, resell, or exploit any material for commercial purposes;

  • modify or create derivative works from our materials;

  • share purchased materials with third parties; or

  • remove any copyright, trademark, or proprietary notices.

Your purchase gives you only the limited right to use the purchased material for your own personal use, subject to these Terms.

15. Acceptable Use and Conduct

You agree not to misuse this website, our products, or our services. This includes, without limitation:

  • unlawful conduct;

  • infringing our intellectual property rights;

  • attempting unauthorized access to restricted areas or systems;

  • introducing harmful code or interfering with website functionality;

  • impersonating another person; or

  • abusive, threatening, defamatory, discriminatory, or harassing communication.

We reserve the right to suspend or terminate access where we reasonably believe misuse has occurred.

16. Suspension or Termination of Services

We may suspend or terminate access to products, services, or coaching where:

  • you breach these Terms;

  • you fail to make payment when due;

  • your conduct is abusive, threatening, or inappropriate;

  • continued service would be unsafe, unlawful, or impractical; or

  • we reasonably determine that the working relationship has broken down.

Where ongoing coaching is terminated due to your breach, any refund will be handled in accordance with applicable law and our published policies.

17. Limitation of Liability

To the maximum extent permitted by law, Chapter Fitness will not be liable for any indirect, incidental, special, or consequential loss or damage arising out of or in connection with the use of this website, any product, any custom plan, or any coaching service.

Nothing in these Terms is intended to exclude, limit, or avoid any right or obligation that cannot lawfully be excluded under South African law, including rights that may apply under the CPA, ECTA, or any other applicable law.

Subject to the above, and to the extent permitted by law, our total liability for any claim relating to a product or service will not exceed the amount you paid us for that specific product or service giving rise to the claim.

18. Indemnity

You agree to indemnify and hold harmless Chapter Fitness, its owner(s), employees, contractors, and affiliates against claims, losses, damages, liabilities, costs, and expenses arising from:

  • your breach of these Terms;

  • your misuse of the website or purchased materials; or

  • your participation in exercise or related activities except to the extent caused by our unlawful conduct or liability that cannot be excluded by law.

19. External Links and Third-Party Services

This website may contain links to third-party websites, platforms, payment providers, scheduling tools, or software. We do not control those third parties and are not responsible for their content, conduct, privacy practices, or availability.

Your use of third-party services may also be subject to their own terms and policies.

20. Website Availability

We do not guarantee that the website will always be available, uninterrupted, error-free, or free from harmful components. We may update, modify, suspend, or remove parts of the website at any time.

21. Changes to These Terms

We may update these Terms from time to time. The latest version will be posted on this page with the updated effective date. Continued use of the website or continued purchase/use of our services after changes are published will constitute acceptance of the revised Terms, to the extent permitted by law.

22. Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of South Africa. Any dispute arising from or relating to these Terms, your use of this website, or any product or service purchased from Chapter Fitness will be subject to the jurisdiction of the South African courts, unless applicable law requires otherwise.

Privacy Policy

Last updated: 23 March 2026

At Chapter Fitness (“we”, “us”, or “our”), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, share, and protect your personal information when you visit our website, purchase our products or services, complete forms, or communicate with us.

This Privacy Policy should be read together with our Terms & Conditions, Refund Policy, and any service-specific terms presented to you at checkout or during onboarding.

1. Who We Are

Chapter Fitness is the responsible party for the personal information described in this Privacy Policy.

Our contact details are:

If you have any questions about this Privacy Policy or how your personal information is handled, you can contact us using the details above.

2. Your Privacy Rights

We process personal information in accordance with applicable South African law, including the Protection of Personal Information Act, 2013 (POPIA). POPIA requires personal information to be processed lawfully, reasonably, and in a way that does not unjustifiably infringe your privacy.

Depending on the circumstances, you may have the right to:

  • ask what personal information we hold about you;

  • request correction or updating of your information;

  • object to certain processing;

  • request deletion, where legally appropriate;

  • withdraw consent where processing is based on consent;

  • lodge a complaint with the Information Regulator.

These rights are not absolute and may be subject to legal and contractual limitations.

3. What Personal Information We Collect

We may collect and process the following categories of personal information:

3.1 Information you provide directly

This may include:

  • your name and surname;

  • email address;

  • phone number;

  • billing details;

  • account or login details, if applicable;

  • messages you send us;

  • information you submit through contact forms, questionnaires, applications, or onboarding forms.

3.2 Fitness, training, and lifestyle information

If you purchase coaching or a custom plan, we may collect information such as:

  • your fitness goals;

  • training history and experience level;

  • preferred training days;

  • available equipment;

  • exercise preferences;

  • lifestyle information relevant to coaching;

  • progress check-in responses;

  • body measurements or progress data you choose to provide.

3.3 Health-related information you voluntarily provide

Where relevant to coaching or program design, you may choose to provide information about:

  • injuries;

  • pain or movement limitations;

  • medical conditions;

  • medication considerations relevant to exercise;

  • pregnancy or postpartum status;

  • other health information relevant to training suitability.

Because this type of information can be more sensitive, we encourage you to share only what is reasonably necessary for us to provide a safe and suitable service. POPIA places special care requirements around sensitive categories of personal information.

3.4 Website and device information

When you visit our website, certain information may be collected automatically, such as:

  • IP address;

  • browser type;

  • device type;

  • pages visited;

  • referral source;

  • approximate location data;

  • cookie and analytics data.

4. How We Collect Personal Information

We may collect personal information:

  • when you browse our website;

  • when you complete a contact form;

  • when you purchase a product or service;

  • when you subscribe to emails or newsletters;

  • when you complete an application or onboarding form;

  • when you respond to check-ins or questionnaires;

  • when you contact us by email, message, or social media;

  • through cookies, analytics tools, and similar technologies.

5. Why We Collect and Use Your Personal Information

We use personal information only where we have a lawful basis and a legitimate business purpose for doing so. Depending on the circumstances, we may use your information to:

  • provide and deliver products or services you purchased;

  • create custom workout plans and coaching programs;

  • process payments and manage billing;

  • communicate with you about your order, account, or service;

  • respond to enquiries and support requests;

  • manage coaching check-ins and progress tracking;

  • improve our website, products, and services;

  • send service-related updates;

  • send marketing communications where lawful and appropriate;

  • maintain security, prevent fraud, and enforce our legal rights;

  • comply with legal, tax, and regulatory obligations.

POPIA requires personal information to be collected for a specific, explicitly defined, and lawful purpose related to a function or activity of the responsible party.

6. When We Share Your Personal Information

We do not sell your personal information.

We may share your personal information only where necessary, including with:

  • payment processors;

  • website hosting providers;

  • email and marketing software providers;

  • form, scheduling, automation, or client-management platforms;

  • cloud storage providers;

  • accountants, legal advisers, or professional consultants where necessary;

  • regulators, authorities, or other parties where required by law.

Where third-party service providers process personal information on our behalf, we expect them to handle that information securely and only for the purpose of providing services to us.

7. Cookies and Similar Technologies

Our website may use cookies and similar technologies to improve functionality, analyze traffic, remember preferences, and support marketing activity.

Cookies are small text files stored on your device when you visit a website. Some cookies are necessary for the website to function properly, while others help us understand how visitors use the site.

You can usually control or disable cookies through your browser settings. Please note that disabling certain cookies may affect website functionality.

If you use a cookie banner or consent tool, make sure it matches how your site actually uses analytics, advertising, or tracking tools.

8. Direct Marketing

If you subscribe to our newsletter or otherwise consent to marketing, we may send you updates, promotions, or content related to Chapter Fitness.

You can opt out of marketing communications at any time by using the unsubscribe link in an email or by contacting us directly. If you opt out of marketing, we may still send you important service-related or transaction-related communications.

Where required, we will only send direct marketing communications in compliance with applicable law.

9. How We Store and Protect Personal Information

We take reasonable technical and organizational steps to protect personal information from loss, misuse, unauthorized access, disclosure, alteration, or destruction.

These measures may include:

  • password-protected systems;

  • limited access to personal information;

  • secure third-party platforms;

  • software and account security controls;

  • reasonable internal processes for handling client data.

However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

10. How Long We Keep Personal Information

We keep personal information only for as long as reasonably necessary to fulfill the purpose for which it was collected, including for legal, accounting, tax, dispute-resolution, and record-keeping purposes.

For example:

  • purchase and billing records may be kept for accounting and tax compliance;

  • coaching records may be kept for reasonable business continuity and reference;

  • enquiry records may be retained for support and follow-up purposes.

When personal information is no longer reasonably needed, we will delete it, de-identify it, or securely destroy it where appropriate.

11. Your Duties When Providing Information

You are responsible for ensuring that the information you provide to us is accurate, complete, and up to date. Where you provide information relating to your health, training limitations, injuries, or other relevant matters, you should do so honestly and with sufficient detail for us to provide an appropriate service.

We are entitled to rely on the information you provide.

12. Cross-Border Transfers

Some of the third-party services we use may store or process personal information outside South Africa. Where this happens, we will take reasonable steps to ensure that such transfers are lawful and that appropriate safeguards are in place, as required by applicable law.

If your site uses international tools such as email software, cloud storage, analytics, or coaching platforms, this section is especially important.

13. Children’s Information

Our website, products, and services are generally intended for adults. We do not knowingly collect personal information from children without appropriate consent from a parent or legal guardian where required.

If you believe that a child has provided personal information to us without the required consent, please contact us so that we can take appropriate steps.

14. Access to Information and PAIA

In addition to this Privacy Policy, access to certain records may be requested in accordance with the Promotion of Access to Information Act, 2000 (PAIA). South African private bodies are generally required to maintain a PAIA manual describing the categories of records they hold and how requests can be made.

If you wish to request access to records, you may contact us using the details listed above. If applicable, details of our PAIA Manual can be requested from us or accessed at: [Insert PAIA Manual link or note if available on request].

15. Your Right to Lodge a Complaint

If you believe that we have processed your personal information unlawfully or in a way that infringes your rights, please contact us first so that we can try to resolve the issue.

You also have the right to lodge a complaint with the Information Regulator (South Africa).

Information Regulator (South Africa)
Website: www.chapterfitness.co.za
General enquiries

Email: tristan@chapterfitness.co.za

Phone: 

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in law, technology, our services, or our data practices. The updated version will be posted on this page with the revised “Last updated” date.

Your continued use of the website or our services after an updated Privacy Policy is published may constitute acceptance of the revised policy, to the extent permitted by law.

Refund / Digital Product Policy

Last updated: 23 March 2026

At Chapter Fitness, we aim to be clear and fair about purchases, cancellations, and refunds. Because we offer a combination of digital products, personalized once-off services, and ongoing coaching, different refund rules apply to different types of purchases.

Please read this policy carefully before purchasing any product or service from us.

This policy should be read together with our Terms & Conditions and any product-specific or service-specific information displayed on the relevant sales page, checkout page, or onboarding materials.

1. General Policy Overview

Our products and services fall into three main categories:

  • pre-made digital products, such as downloadable workout plans, trackers, and guides;

  • custom workout plans, which are once-off personalized services created for your individual needs; and

  • online coaching services, which are ongoing services delivered over time.

Because each category is different, the cancellation and refund rules below are also different.

2. Pre-Made Digital Products

Pre-made digital products include downloadable workout plans, nutrition guides, tracking templates, and similar digital resources that are delivered electronically.

Because these products are digital in nature and are typically made available immediately after purchase, refunds are generally not offered once the product has been accessed, downloaded, delivered, or made available to you, except where required by applicable South African law.

This means that once you have received access to the digital product, the sale will usually be treated as final.

However, we may consider a refund or replacement in limited situations, such as where:

  • you were charged more than once for the same product due to a payment error;

  • the file is materially defective, corrupted, or inaccessible and we are unable to provide a working replacement within a reasonable time;

  • you were supplied with the wrong product and we are unable to correct the error; or

  • a refund is otherwise required by law.

Refund requests based on reasons such as a change of mind, lack of use, failure to read the product description, or the product not matching personal preference will generally not qualify for a refund once access has been provided.

3. Custom Workout Plans

Custom workout plans are once-off personalized services created specifically for you based on the information you submit to us.

Because a custom plan involves time, analysis, programming, and personalized preparation, refunds are handled differently from pre-made products.

Before work begins

If you purchase a custom plan and then wish to cancel before we have started reviewing your form, planning your program, or doing any substantive work, we may issue a refund, less any non-refundable payment processing or admin costs where applicable and lawful.

After work has begun

Once we have started work on your custom plan, full refunds will generally not be available, because the service is already being delivered in a personalized form.

If a refund has been granted, a 10% refund fee can be charged.

After delivery

Once the completed custom plan has been delivered to you, the service will generally be regarded as fulfilled and no refund will usually be due, except where required by law.

If there is a genuine issue

If there is a clear error in the delivered plan that is inconsistent with the information you provided, we may, at our discretion and where reasonable, offer a correction or limited revision instead of a refund.

Refunds will not usually be granted where dissatisfaction is based on factors such as:

  • failure to provide complete or accurate information during onboarding;

  • a change in your goals after the plan has already been created;

  • failure to use the plan;

  • preference for a different training style after delivery; or

  • expectations of ongoing coaching where the product purchased was a once-off custom plan.

4. Online Coaching Services

Online coaching is an ongoing service delivered over time and may include programme design, check-ins, support, adjustments, and accountability depending on the package selected.

Setup fees

If your coaching package includes a setup fee, that fee is generally non-refundable once onboarding, review, or initial programme creation has begun, because it covers upfront work already performed.

Minimum commitment periods

If your coaching service includes a minimum commitment period, that commitment will apply as described on the sales page, checkout page, or onboarding documents. Cancellation before the end of that minimum term will not automatically entitle you to a refund for the remaining period, unless required by law.

Monthly or recurring coaching

Where coaching is billed monthly or on a recurring basis, cancellation will normally apply to future billing periods only. Unless stated otherwise, refunds will generally not be issued for a coaching period that has already started, because coaching capacity, planning, and support time are reserved for you in advance.

Failure to engage

If you do not complete check-ins, do not respond, do not use the programme, or otherwise fail to engage with the coaching process, this does not normally create a right to a refund.

If we are unable to continue

If we are unable to continue providing coaching for reasons within our control, we may, where appropriate, provide either:

  • a partial refund for the unused portion of the current coaching period; or

  • another reasonable remedy.

5. Cooling-Off Rights and Consumer Rights

Nothing in this policy is intended to remove or unlawfully limit any consumer rights you may have under South African law.

South African law may provide cancellation or cooling-off rights in certain online or direct-marketing transactions. The exact position can depend on the nature of the transaction and how it was concluded. ECTA includes specific consumer-related rules for electronic transactions, and the CPA also includes direct-marketing cooling-off rights, although CPA section 16 states that it does not apply where ECTA section 44 applies.

If you believe you are legally entitled to cancel or obtain a refund under applicable law, please contact us with full details so that we can assess the request in good faith.

6. Incorrect Purchases and Change of Mind

Please review the product or service description carefully before purchasing.

As a general rule:

  • change-of-mind refunds are not offered for digital products once access has been granted;

  • change-of-mind refunds are not usually offered for custom plans once work has started; and

  • change-of-mind refunds are not usually offered for coaching periods that have already begun.

This is why we recommend reviewing the product page, inclusions, and FAQs before purchasing.

7. Payment Errors and Duplicate Charges

If you believe you were charged incorrectly, charged more than once, or billed after a valid cancellation, please contact us as soon as possible with:

  • your full name;

  • email address used for purchase;

  • date of purchase;

  • product or service purchased; and

  • proof of payment or screenshot of the charge.

Where a payment error is confirmed, we will correct it as quickly as reasonably possible.

8. How to Request a Refund or Raise a Problem

If you believe there is a valid reason for a refund, replacement, correction, or billing review, please contact us at:

Email: tristan@chapterfitness.co.a
Phone / WhatsApp: [Insert number]

Please include:

  • your name and surname;

  • the email address used for the purchase;

  • the date of purchase;

  • the product or service purchased;

  • the reason for your request; and

  • any supporting documents or screenshots.

We may request additional information where necessary to assess the matter properly.

9. How Refunds Are Processed

If a refund is approved, it will generally be processed back to the original payment method used for the purchase, unless another method is required or agreed.

Refund processing times can vary depending on the payment provider or bank. Any non-refundable third-party transaction fees may be deducted where lawful and where clearly disclosed.

10. Chargebacks and Payment Disputes

We encourage you to contact us first before initiating a chargeback or payment dispute, so that we have a fair opportunity to resolve the issue.

If a chargeback is initiated in relation to a validly supplied digital product, custom service, or coaching period already delivered, we reserve the right to provide the relevant records, delivery confirmations, communications, and policy disclosures to the payment provider or financial institution handling the dispute.

11. Policy Updates

We may update this Refund / Digital Product Policy from time to time. The latest version will always appear on this page with the updated effective date.

Get in Touch

079 760 7024

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